People always want to get the best gift for their lovers. However, they are often limited by the amount of money that they have. Gifts can be very expensive, and you cannot always afford to spend lavishly on them. People often have to carry a credit card debt burden because of the extra money they spend on gift items.
Credit card debt in America is already a major problem. To overcome this, given below are the top ten ways to save money when buying gifts for your spouse in a way that would leave your spouse happy.
1. Ask What He / She Wants :
Ask what your spouse wants for the event. Your spouse would know your financial condition and, hopefully, would make demands that are appropriate. Another important reason to ask your spouse is that this way you will save yourself from a lot of trouble, and choose a sought-after gift.
2. Plan :
Start early and make a budget. You must plan properly. The biggest advantage of planning in advance is that you have enough time in your hands to look for all the possible options. Firstly, you must assign a budget to the gift and then try to look for a gift under that budget. This way, the window for possibilities would be much smaller and you will find it easier to select the right gift.
3. Research :
Research is the key. Never make the mistake of selecting the first affordable thing that you come across. You always have better options in-store. Consider talking to friends about it and hear their ideas.
4. Home Made Gift :
If you are the kind who can sit down to prepare a gift for your spouse then this is the best option. It will not only be very affordable, but will also send a strong message of love to your spouse. Some very good options include a handmade card or shirt. However, when you decide to do it, make sure you don’t spoil it, as that way you might end up paying more. Only take the risk if you are sure that you can do it perfectly.
5. Gift Card :
Gift cards are extremely popular because they help you save money and time. Almost all the big stores are offering gift cards. The good part is that some companies offer discount on the products that are bought using the card. Try to look for a company that offers such cards to save money and allow your lover to select the gift he or she wants.
6. Online Shopping :
Online shopping is a great option. It is extremely popular, as these days almost everything is available on the internet. Online shopping gives an amazing ease and convenience to the buyer who does not have to go out to a shop to buy the thing he or she wants. Online items are also cheaper as the seller does not have to incur heavy amounts on store rent and other activities which enable them to offer goods at a subsidized price. You can also avail this option as it is considered safe and smart. However, when you do so, make sure that you buy it from a reputed store that offers competitive prices.
7. Avail Discounts or Special Deals :
Maybe it is time to go through all those old discount letters that you never bothered looking at. Many stores offer unique discount packages that allow you to buy the gift you want at a discounted price. Some also have such offers for members. If you have a store’s membership, then it is time to use it.
8. Special Promotions or Deals :
Buy one and get one free and other such deals are extremely popular. However, they are not always cheap. At times, it is just a way to lure in people. Nevertheless, some store coupons, such as Brands for Less and Kmart do offer unique promotions and deals on which you can save a lot of money.
9. No Hurries :
Never hurry or lose patience. Remember, haste makes waste. Give yourself time and don’t make the mistake of choosing the first good thing you come across.
10.Free Gifts :
Have you ever thought of free gifts? Well, there are things that do not cost a penny. If you have a garden then you can easily make a bouquet for your lover, which will cost you nothing and leave a smile on his or her face. Another good example is your ‘time’. For some, it is the most important and valuable gift. How about taking him/her out on a long drive this year?
Use these ten tips to stay away from credit card debt and save money on gifts. Credit card debt in America is a big problem that can only be stopped if people control their spending habits and start shopping intelligently.